Program Highlights:

• Up to 100% LTV...Purchase or Rate/Term Refinance
• 100% LTV First Time Home Buyer Allowed
• Unlimited Cash Out Refi...up to 95% LTV
• Minimum FICO score of 640
• Maximum Loan amount: $650,000
• DTI: Up to 50%
• 30, 25, 20 15 Year Fixed Rate loans
• 2/28, 3/27 LIBOR ARM Loans
• Full Doc/Lite Doc Programs
• Owner Occupied/Second Home
• Double-Wide or Larger…Land/Home Only…No Chattel