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Know Where You Stand...
Underwriters typically assign applicants for malpractice
insurance to one of three categories based upon the nature
of the risk they are being asked to assume:
Preferred Risks
Most underwriters will treat any applicant as a preferred
risk if the applicant meets stringent underwriting standards
based upon the applicant's medical specialty, credentials,
personal habits, malpractice claims,
and other criteria.
Standard Risks
Those applicants that do not qualify as preferred risks and
are not considered to be special risks are considered by
underwriters to be standard risks.
Policy Descriptions
At HealthCare Professionals' we offer a complete range of
insurance policy types.
Click here for a list of some of the major policies and
a brief description of how they protect you and your
practice.
Unique and Special Risk Policies
Applicants that are engaged in a unique or unusual type of
medical practice, or have a history of claims, or have been
canceled or declined by other underwriters or otherwise do
not meet the underwriter's criteria for preferred or
standard risks are considered special risks. This is
where we can help.
Click here
to review our Unique and Special Risk Policies Section or
Call One Of Our
Specialists At 714.990.4430 For A Confidential
Assessment Today.
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to 30,000 Physicians Nationwide, please call 561.265.0885
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